Satellite-First Insurance

Building Sustainable Food Systems through Earth Observation.

90% of Kenyan farmers are smallholders, yet less than 10% have the insurance they need to survive climate shocks. Oasis uses satellite-driven insights to ensure no farm loss goes unnoticed.

Aerial view of Kenyan agricultural landscape
Farmer using digital tools in the field

Digitizing Agriculture

Payout Approved

Yield Deviation

-42%

The Insight

You Can't Protect What You Can't See.

Conventional insurance fails the smallholder because it relies on averages, not reality.

The Granularity Gap

Traditional insurance relies on "Zone-Level" estimates. If a whole region doesn't fail, the individual farmer receives nothing.

The Hidden Risk

Because of this "blindness," farmers still retain 69% of their original risk despite paying premiums.

Cost of Inefficiency

Manual crop-cutting experiments are often more expensive than the actual premiums paid by the farmer.

Precision Intelligence.
Individual Results.

Oasis replaces guesswork with a proprietary monitoring platform.

Farm-Level Precision

We monitor crop health and yield for individual plots, not just administrative zones.

Multi-Layered Data

Integration of Sentinel 2 biomass, Copernicus elevation models, and CHIRPS climatic data.

Automated Attribution

Machine learning models act as digital crop growth simulators for auditable loss assessments.

A Better Deal for Everyone in the Value Chain.

For Underwriters

Eliminate leakage from false payouts and unlock a KES 1.2 Trillion market.

For the Smallholder

No more "distress decisions". Receive fair payouts when you actually suffer a loss.

The Payout Simulator

Drag the slider to simulate a local Climate Shock (e.g., Drought Severity) and compare payout fairness.

Shock Severity: 45%
Zone-Level InsuranceNo Payout
Trigger Threshold

Only pays if the entire region fails (>70% shock).

Oasis Farm-Level45% Payout

Pays accurately based on your specific loss.

Global Impact

More Than Profit.
Resilient Food Systems.

SDG 1: No Poverty
SDG 2: Zero Hunger

Stability for the 90%

Ending poverty by stabilizing incomes for the vast majority of Kenyan smallholders.

Transparent Governance

Providing an auditable risk-assessment framework for NGOs, governments, and reinsurers.

Early Access

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